{"id":1951,"date":"2026-09-20T09:05:00","date_gmt":"2026-09-20T01:05:00","guid":{"rendered":"http:\/\/taiwandelivery.com\/zh\/?p=1923"},"modified":"2026-10-03T11:48:45","modified_gmt":"2026-10-03T03:48:45","slug":"periode-de-couverture-de-la-responsabilite-civile-collective-des-motards-20260920","status":"publish","type":"post","link":"https:\/\/taiwandelivery.com\/fr\/periode-de-couverture-de-la-responsabilite-civile-collective-des-motards-20260920\/","title":{"rendered":"Quelles sont les diff\u00e9rences entre la dur\u00e9e de l'assurance accidents collective et celle de l'assurance responsabilit\u00e9 civile souscrites par les plateformes de livraison \u00e0 domicile ?"},"content":{"rendered":"<p>M\u00eame si la plateforme indique \u00ab assur\u00e9 \u00bb, il faut tout de m\u00eame se renseigner pr\u00e9cis\u00e9ment sur le type d'assurance, la date de d\u00e9but et la date de fin de la couverture. L'assurance accidents collective et l'assurance responsabilit\u00e9 civile ont des objectifs diff\u00e9rents ; la dur\u00e9e de validit\u00e9 du contrat et la p\u00e9riode de couverture ne co\u00efncident pas n\u00e9cessairement.<\/p>\n<h2>D\u00e9lais pr\u00e9vus par la loi sp\u00e9cifique<\/h2>\n<p>L'article 10 de la loi sp\u00e9cifique sur la livraison \u00e0 domicile exige que les plateformes souscrivent une assurance collective contre les accidents et une assurance responsabilit\u00e9 civile pour les livreurs ayant conclu un contrat de prestation de services de livraison ; la dur\u00e9e de couverture de l'assurance collective contre les accidents correspond \u00e0 la dur\u00e9e de validit\u00e9 du contrat de prestation de services, tandis que celle de l'assurance responsabilit\u00e9 civile correspond \u00e0 la dur\u00e9e de connexion \u00e0 la plateforme. Les plateformes ne peuvent pas faire appel aux livreurs pour fournir des services tant qu'ils ne sont pas assur\u00e9s.<\/p>\n<h2>Ne vous fiez pas uniquement au nom de l'assurance<\/h2>\n<p>Lorsque vous v\u00e9rifiez la police d'assurance ou le contrat d'assurance fourni par la plateforme, assurez-vous de bien v\u00e9rifier l'identit\u00e9 de l'assur\u00e9, la dur\u00e9e de la couverture, l'\u00e9tendue de la couverture et les coordonn\u00e9es \u00e0 fournir en cas de sinistre. Les assurances moto, obligatoires ou contre les accidents du travail que vous avez souscrites s\u00e9par\u00e9ment ne peuvent pas \u00eatre consid\u00e9r\u00e9es comme une preuve que les deux types d'assurance propos\u00e9s par la plateforme sont d\u00e9j\u00e0 en vigueur.<\/p>\n<h2>Conservation des donn\u00e9es relatives aux contrats d'assurance<\/h2>\n<p>Conservez le contrat d'assurance, sous forme papier ou \u00e9lectronique, fourni par la plateforme avec le contrat de service de livraison en cours ; si vous ne trouvez pas les informations relatives \u00e0 la police d'assurance, demandez-les \u00e0 la plateforme. En cas d'accident, assurez-vous d'abord de votre s\u00e9curit\u00e9 physique, puis notez l'heure de l'accident, le statut de la commande et conservez les documents d'assurance.<\/p>\n<p>Source :<a href=\"https:\/\/laws.mol.gov.tw\/FLAW\/PrintFLAWDOC01.aspx?flno=10&amp;id=FL105973\" target=\"_blank\" rel=\"noopener noreferrer\">Minist\u00e8re du Travail : article 10 de la loi sp\u00e9cifique sur les livraisons \u00e0 domicile<\/a>. Pour conna\u00eetre les conditions d'utilisation effectives de la plateforme et les modalit\u00e9s de traitement des cas particuliers, veuillez vous reporter \u00e0 la notification officielle en vigueur.<\/p>","protected":false},"excerpt":{"rendered":"<p>M\u00eame si la plateforme indique \u00ab assur\u00e9 \u00bb, il convient de se renseigner pr\u00e9cis\u00e9ment sur le type d'assurance, la date de d\u00e9but et la date de fin de la couverture. L'assurance accidents collective et l'assurance responsabilit\u00e9 civile ont des objectifs diff\u00e9rents ; la dur\u00e9e de validit\u00e9 du contrat et la p\u00e9riode de couverture ne co\u00efncident pas n\u00e9cessairement. Cet article pr\u00e9sente, sur la base de donn\u00e9es officielles, les \u00e9tapes pratiques de v\u00e9rification et les documents \u00e0 conserver.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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